No Medical Exam Life Insurance Sproutt
Get Life Insurance Coverage in About 10 Minutes
Get a quote, enroll and pay your premium for life insurance coverage in about 10 minutes with Sproutt! Term, Final Expense and Guaranteed Issue Whole Life Insurance available.
Quick and Easy, No Medical Exam
Enroll online 24/7 without an agent, but we’re always here to help if you need it. Contact Us.
Term Life Insurance
Terms: 10, 15, 20, 25, 30, 35, 40-year terms
Benefit: $100,000 – $5,000,000
Policy Issue Ages: 20-75
Advantages: Renewable and convertible
Guaranteed level premiums through term
Fast: Instant decision with no medical exam
Additional Benefits Available: Waiver of premium, accelerated death benefit, temporary term riders, child life insurance riders, based on state availability and eligibility
Final Expense Insurance
Benefit Options: Level or Modified/Graded
Benefit Amounts: $2,500-$35,000 Level, $2,500-$20,000 Modified
Policy Issue Ages: 50-85
Ideal for: People age 50+ who want to leave their loved ones with money to cover end-of-life costs like funeral expenses, outstanding debts, or just because
Non-Cancelable: Guaranteed not to cancel as long as premiums are paid on time
Fast: Instant decision with no medical exam
Details: Level or Modified premiums.
Depending on your state availability and eligibility, your benefit will begin either immediately or 2-3 years after you purchase your policy to cover deaths from disease, illness, or old age. All accidental deaths will be covered immediately.
Optional Benefit: LegacyShield® subscription for wills, estate planning, document storage
TruStage Term Life Insurance
Terms: 10, 15, 20-year terms
Benefit: $5,000-$300,000
Policy Issue Ages: 18-69
Advantages: Simplified underwriting
Premiums: Premiums increase every 5 years
TruStage Advantage Whole Life Insurance
Benefit Options: Level or Modified/Graded
Benefit Amounts: $5,000-$100,000
Premium: Level premiums for life
Cash Value: Guaranteed cash value
TruStage Guaranteed Issue Whole Life Final Expense Insurance
Benefit: $2,000-$25,000
Policy Issue Ages: 45-80
Guaranteed: No underwriting. You are guaranteed to qualify for this policy.
Additional Benefits Available: Built-in cash value
No medical exam life insurance Sproutt
Want More Options?
If you don’t think these Sproutt policies will work for you, there are other carriers that could be a better fit and may require an online medical evaluation and/or lab work and an in-person exam.