Heart Attack & Stroke Insurance

Lump-sum benefits to help you recover financially after a cardiac event or stroke

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Supplemental Heart Attack & Stroke Insurance for Complete Protection

A heart attack or stroke can lead to unexpected medical bills and lost income during recovery. If you have a history of heart attack or stroke in your family, this coverage is critical. Peterman Insurance Services offers options for supplemental insurance designed specifically for these critical events—providing a tax-free cash benefit upon diagnosis so you can focus on healing without financial stress. Our nurse-led expertise helps you choose benefit amounts and riders that fit your needs, so you can focus on healing rather than finances.

Diagnosis Cash Benefit

Receive a lump-sum payment immediately after a covered heart attack or stroke diagnosis to cover deductibles, co-pays, and everyday expenses.

Riders and Enhancements
Customize your policy with return-of-premium options, multiple-event benefits, or wellness wellness riders that reward healthy living.

Treatment and Recovery Support

Use your benefit for physical therapy, home healthcare, transportation to appointments, or modifications to your living space to accommodate recovery needs.

Your heart attack and stroke insurance Questions, Answered

Get clear answers to common questions about supplemental heart attack and stroke insurance—so you understand how benefits work and how to choose the right plan.

This supplemental policy pays a lump-sum benefit upon diagnosis of a covered heart attack or major stroke—helping you manage out-of-pocket medical costs and living expenses.

Major medical plans pay providers directly based on approved charges. Supplemental insurance delivers a cash benefit directly to you, which can be used for any expense—medical or otherwise.

Many policies offer multiple-event benefits, paying an additional lump sum if you experience another covered heart attack or stroke after a specified waiting period.

Policies typically include pre-existing condition waiting periods. We’ll compare carrier rules to help you find options with the shortest waiting times.

After a covered event is medically confirmed and any waiting period (typically 30 days) has passed, your insurer issues the benefit—often within days of claim approval.

Yes—return-of-premium riders refund a portion or all of your paid premiums if you remain claim-free at policy maturity, adding a savings component to your coverage.