Shield Your Business with Comprehensive Cyber Insurance

Expert coverage to defend against data breaches, ransomware, and cyber liability

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cyber insurance for small business

Cyber Insurance Designed for Small Businesses

In today’s digital landscape, even small organizations face significant cyber threats. At Peterman Insurance Services, our risk-focused approach ensures you get a cyber insurance policy tailored to your operations—so you can protect sensitive data, maintain customer trust, and keep your business running smoothly.

Ransomware & Extortion Coverage

Coverage for ransomware payments, forensic investigations, and crisis management to get your systems back online fast.

Network & Privacy Liability

Protection against claims arising from unauthorized access, transmission of malicious code, and privacy regulation violations.

Your cyber insurance Questions, Answered

Find clear, concise answers to common questions about cyber insurance—so you understand your coverage options and strengthen your digital defenses.

Policies typically cover data breach response, business interruption losses, ransomware payments, legal defense costs, and liability for regulatory fines.

Any business that collects, processes, stores, or transmits sensitive data—such as customer records, health information, or payment card details—should consider cyber coverage.

Underwriters evaluate your industry, annual revenue, existing security controls, claims history, and the types of data you handle to calculate your rate.

First-party coverage reimburses your business for direct losses—like incident response costs, business interruption, and data recovery. Third-party coverage handles claims from others, such as customer privacy lawsuits or regulatory fines. A full cyber policy combines both for complete protection.

Most cyber insurers provide 24/7 breach response hotlines. You’ll have immediate access to forensic experts, legal counsel, and PR specialists to contain the breach, meet notification deadlines, and manage reputational risk—often within minutes of your call.

Immediately contain the breach if possible, engage your incident response team, notify your insurer, and follow regulatory reporting requirements.