Protect Your Assets with Business Property & Casualty Insurance

Comprehensive coverage for your property, vehicles, and liability exposures

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Business Property & Casualty Insurance Tailored for You

Property & Casualty insurance combines protection for your physical assets and liability risks—all under one roof. At Peterman Insurance Services, our nurse-led, detail-oriented approach ensures you understand each component of your P&C policy and how it safeguards your business’s bottom line and reputation.

Commercial Auto Insurance

Protect your business vehicles and drivers from accident claims, physical damage, and liability—designed for everything from delivery vans to service fleets. Explore details on our Commercial Auto Insurance page.

General Liability Protection
Cover third-party bodily injury, property damage, and advertising injury claims—so you can serve customers with confidence.

Commercial Property Insurance

Guard your buildings, equipment, inventory, and business personal property against fire, theft, vandalism, and more. Learn more on our Commercial Property Insurance page.

Your commercial Property and Casualty insurance Questions, Answered

Find clear, concise answers to common P&C Insurance questions—so you can bundle coverage effectively and close protection gaps.

It’s a package of coverages that protects your business’s physical assets (property) and liability exposures (casualty) under one policy structure.

Any business owning property, operating vehicles, or interacting with the public should carry P&C insurance to mitigate financial risk.

Insurers assess your industry, location, revenue, property values, vehicle usage, and claims history to determine rates.

“Building” covers the physical structure you own, while “business personal property” protects movable items—like equipment, furniture, and inventory—inside your premises.

Not automatically—these exposures require specific endorsements. We’ll review your fleet and rental/employee-use needs to recommend the right coverages.

The coinsurance clause requires you to insure your property to a specified percentage (often 80–100%) of its value. If you underinsure and file a claim, you may face a penalty where the insurer only pays a proportionate share of the loss. We’ll help you determine the correct coverage level to avoid surprises.