Final Expense Insurance - Peterman Insurance Services

Simplify End-of-Life Planning with Final Expense Insurance

Affordable, guaranteed-issue coverage to cover funeral costs, medical bills, and other final expenses

Final Expense Insurance for Peace of Mind

Final Expense Insurance—often called burial insurance—provides a tax-free benefit to cover end-of-life costs without the need for a medical exam. At Peterman Insurance Services, our guidance makes it easy to select a guaranteed-issue policy that ensures your loved ones aren’t burdened by funeral expenses, medical bills, or outstanding debts.

Guaranteed Issue Eligibility

No medical underwriting required—approval is based on age and residency, so coverage is accessible even with health concerns.

Flexible Benefit Amounts
Choose face amounts typically ranging from $5,000 to $25,000 to match your anticipated final expenses and leave a legacy of care.

Simplified Application

Complete a brief health questionnaire—no exams or lab tests—so you get coverage quickly and easily.

Are you confused about burial insurance options? Get our FREE Guide!

“9 Stops to Your Final Destination: Your Complete Guide to Burial Insurance” serves as your comprehensive roadmap for navigating the often complex and emotional journey of planning for end-of-life expenses.

Using travel as a comparison, this free guide takes you through nine essential travel stops from understanding the basics of burial insurance to crafting a meaningful celebration of life. Each chapter aims to equip you with the necessary knowledge to make informed decisions, ensuring that your final journey is not a burden but a seamless transition for your loved ones.

This guide is more than just a book; it’s your passport to achieving financial security, peace of mind, and leaving a legacy of careful planning and genuine love. Ensure your final destination is one of celebration and remembrance, not of stress and financial burden.

Get the Guide

Your Final expense insurance Questions, Answered

Find concise answers to common Final Expense Insurance questions—so you know how to protect your family from unexpected end-of-life costs.

A simplified, guaranteed-issue life policy designed specifically to cover funeral costs, burial or cremation, outstanding medical bills, and small debts—providing peace of mind for you and your family.

Typically available to applicants aged 50–85, with no medical exam required. Approval depends on residency and completion of a short health questionnaire.

Many policies become effective within 14–30 days after approval. Some plans may include a graded benefit period for the first two years, ensuring full benefits after that period.

Yes—premiums are level and guaranteed not to increase as long as you pay them on time, making budgeting simple in retirement or fixed-income situations.

Beneficiaries receive a lump-sum, tax-free payment upon the insured’s passing, which can be used for funeral expenses, medical bills, or personal needs without restriction.

The beneficiary submits a claim form and a certified death certificate. Our team will assist with paperwork and follow-up to ensure prompt benefit payment.