Commercial Auto Insurance

Drive Your Business Forward with Commercial Auto Insurance

Tailored coverage for your fleet, drivers, and vehicles

Comprehensive Commercial Auto Coverage

From single service vehicles to full delivery fleets, Commercial Auto Insurance from Peterman Insurance Services safeguards your business against accident claims, physical damage, and liability. Our detail-driven approach delivers the right coverages so your drivers, vehicles, and bottom line stay protected on every mile.

Liability Coverage

Covers bodily injury and property damage claims if your driver is at fault in an accident—protecting your assets and reputation.

Hired and Non-Owned
Extend liability protection to rented, leased, or employee-owned vehicles used for business purposes—preventing coverage gaps and unexpected out-of-pocket costs.

Physical Damage Protection

Choose Collision and Comprehensive coverages to pay for repairs or replacement after accidents, theft, vandalism, or weather events.

Your commercial auto insurance Questions, Answered

Find clear answers to common Commercial Auto Insurance questions—so you can choose the coverages that best fit your fleet’s needs.

Any business that owns, leases, or uses vehicles for operations—delivery services, home health agencies, contractors, and sales teams all require this specialized coverage.

Collision pays for damage from collisions with other vehicles or objects. Comprehensive covers non-collision events like theft, vandalism, fire, and natural disasters.

Insurers consider vehicle types, driver records, annual mileage, usage (delivery vs. passenger transport), and your company’s loss history to set your rate.

Implement driver safety programs, enforce regular vehicle maintenance, and monitor telematics data. We’ll partner with you to identify risk-reduction strategies that can lead to premium discounts.

It provides liability protection when employees drive rented or personal vehicles for business tasks—covering claims that your auto policy or the rental company policy may not fully address.

Yes—combining auto with general liability, property, or workers’ compensation often qualifies you for multi-policy discounts and streamlines your renewals.