Comprehensive cancer Insurance

Lump-sum benefits to cover treatment, living expenses, and bills after a cancer diagnosis

Supplemental Cancer Insurance Designed for Your Peace of Mind

A cancer diagnosis can bring unexpected medical costs and lifestyle changes. Peterman Insurance Services offers access to standalone or bundled Cancer Insurance—serving as supplemental insurance to your existing health plan—to provide a tax-free cash benefit upon diagnosis. If you have a history of cancer in your family, this coverage is critical. Our nurse-led expertise helps you choose benefit amounts and riders that fit your needs, so you can focus on healing rather than finances.

Diagnosis Cash Benefit

Receive a lump-sum payment upon first cancer diagnosis to help cover treatment deductibles, co-pays, and out-of-pocket expenses.

Riders and Enhancements
Customize your policy with return-of-premium, recurrence benefits, or pediatric cancer riders to ensure ongoing protection.

Treatment and Recovery Support

Benefit payments can be used for chemotherapy, radiation, hospital stays, travel to specialists, or home modifications—whatever best supports your recovery.

Your cancer insurance Questions, Answered

Find straightforward answers to common Cancer Insurance and supplemental insurance questions—so you know how coverage works and how to maximize your benefits.

Cancer Insurance is a supplemental policy that pays a lump-sum benefit upon a covered cancer diagnosis—helping you manage costs that primary health insurance may not fully cover.

Major medical plans cover treatment costs based on allowed amounts and network rules. Supplemental Cancer Insurance provides a cash benefit you can spend freely on deductibles, lost income, lodging, or any other expense.

Covered conditions typically include invasive cancers, carcinoma in situ, and certain specified early-stage cancers. Policy definitions vary, so we’ll review each carrier’s coverage list.

Yes—the lump-sum is disbursed tax-free and can fund treatment costs, mortgage or rent, childcare, travel for specialized care, or everyday bills.

After diagnosis is confirmed by a licensed physician and any applicable waiting period (often 30 days), the insurer issues the benefit directly to you—usually within days of claim approval.

Yes—common riders include return-of-premium (refund if no claim), recurrence (additional benefit if cancer returns), and pediatric enhancements for dependent children.